The top ten myths of retirement

Myth Number 1
All retirees are pretty much the same.
In fact there are many different types of retiree and potential or pre retirees. The differences comedown to attitude, preparation level (both monetary and mentally) and circumstance.
My favourate group of retirees are discussed in my book and are based on research conducted by Insurance Giant AIG. They are the Ageless Explorers. 27% of future retirees are ageless explorers. This group personifies the new ideal for retirement. Not satisfies with traditional definitions they seek to be active, productive and independent in retirement. Personal freedom and flexibility are keys to making their retirement a happy and fulfilling one. Retirement represents a continuation of what life has been.
Comfortable contents 19% - are looking for relaxation and enjoyment of the fruits of their labours. Personal growth and responsibility are less important.
Live for Todays - 22%
Live for todays are Ageless explorers with out money. They seek a whole new life and possibly transformation in retirement.
Sick and Tireds 32% A significant portion of this group are widowed and in poor health. They have not saved for retirement and view retirement as a winding down of life.